在线购买Bitcoin
按手续费、安全性和支付方式比较最佳Bitcoin交易所。找到您所在国家的可信平台。
如何购买Bitcoin
购买Bitcoin非常简单。在大多数平台上，从创建账户到拥有Bitcoin只需不到一小时。
- 选择交易所 选择一家在您所在国家运营的信誉良好的Bitcoin交易所。考虑汇率、手续费、安全性、支付方式、隐私和速度。
- 创建并验证您的账户 注册并完成身份验证（KYC）。大多数受监管的交易所要求提供政府签发的身份证件和地址证明。验证可能需要几分钟到几天。
- 添加支付方式 绑定银行账户、借记卡或信用卡。银行转账（美国的ACH、欧洲的SEPA）通常最便宜。信用卡和借记卡更快但手续费更高。一些平台还支持Apple Pay、Google Pay或PayPal。
- 购买Bitcoin 下单购买。您不需要购买一整个Bitcoin；它可以细分到小数点后八位。许多人从小额开始，随着时间推移定期购买，这种策略被称为定投。
- 保护您的Bitcoin 将您的Bitcoin转移到您自己控制的钱包，而不是留在交易所。许多交易所支持Lightning Network提现，比链上转账更快、更便宜。对于大额持有，考虑使用硬件钱包或冷存储。如果您掌握自己的私钥，您就掌控了自己的资金。
如何选择交易所
决定在哪里购买之前需要评估的关键因素。
汇率
将交易所的价格与Bitcoin价格指数进行比较。一些平台在列出的交易费之外还收取点差（买入价和卖出价之间的差额）。小差异会累积起来，尤其是在大额购买时。
手续费
大多数交易所使用Maker-Taker费率模型，随着交易量增加，交易费会降低。由于退款风险，信用卡购买通常会额外收取3-5%的费用。银行转账几乎总是更便宜。在确定之前，务必查看交易所的费率表。
安全性
寻找将大部分资金存储在冷存储中、提供双因素认证并公布储备证明的交易所。在美国、欧盟和日本等司法管辖区的受监管交易所提供额外的消费者保护，并接受定期审计。
支付方式
银行转账（ACH、SEPA、电汇）通常最便宜。信用卡和借记卡提供速度但成本更高。一些交易所支持Apple Pay、Google Pay和PayPal。对于现金购买，可以寻找Bitcoin ATM或点对点平台，如Bisq。
隐私
大多数受监管的交易所要求身份验证以遵守反洗钱法律。提供身份证件存在风险；交易所可能被入侵。为了更多隐私，可以考虑点对点市场、接受现金的Bitcoin ATM或去中心化交易所。
速度
初始账户验证可能需要几分钟到几天。之后，银行卡购买通常立即到账，而银行转账可能需要1-3个工作日。如果您需要快速获得Bitcoin，请寻找提供即时验证和银行卡支持的交易所。
最佳Bitcoin交易所
拥有良好记录、合规监管和广泛可用性的成熟平台。
Coinbase
One of the world's largest and most trusted exchanges. Buy Bitcoin with bank transfers, credit cards, and debit cards. Available in the US, Canada, Europe, and Singapore.
Kraken
One of the longest-running and most respected exchanges. Buy Bitcoin via bank transfer, SEPA, and other methods. Available in the US, Canada, Europe, and Japan.
Binance
The world's largest exchange by trading volume. Buy Bitcoin with bank transfers, credit/debit cards, and peer-to-peer trading. Available in most countries outside the US (Binance.US serves American users).
Robinhood
Major US brokerage offering commission-free crypto trading alongside stocks and options. Acquired Bitstamp in 2025. Simple interface designed for beginners.
eToro
Global multi-asset platform with social and copy trading features. Buy Bitcoin alongside stocks, ETFs, and commodities. Regulated by the FCA, CySEC, ASIC, and SEC.
Strike
Bitcoin-focused platform with Lightning Network integration. Simple interface for buying, sending, and receiving Bitcoin with instant, low-fee payments.
按地区浏览
查找您所在国家可用的交易所。
Coinbase
One of the world's largest and most trusted exchanges. Buy Bitcoin with bank transfers, credit cards, and debit cards. Available in the US, Canada, Europe, and Singapore.
Kraken
One of the longest-running and most respected exchanges. Buy Bitcoin via bank transfer, SEPA, and other methods. Available in the US, Canada, Europe, and Japan.
Binance
The world's largest exchange by trading volume. Buy Bitcoin with bank transfers, credit/debit cards, and peer-to-peer trading. Available in most countries outside the US (Binance.US serves American users).
Gemini
A US-regulated exchange founded by the Winklevoss twins. Known for strong regulatory compliance and security, holding licenses in all 50 US states. Also available in Singapore.
Bitstamp
One of the longest-running exchanges, founded in 2011 in Europe. Acquired by Robinhood in 2024. Buy Bitcoin with SEPA, bank transfer, or credit/debit cards.
Robinhood
Major US brokerage offering commission-free crypto trading alongside stocks and options. Acquired Bitstamp in 2025. Simple interface designed for beginners.
eToro
Global multi-asset platform with social and copy trading features. Buy Bitcoin alongside stocks, ETFs, and commodities. Regulated by the FCA, CySEC, ASIC, and SEC.
Strike
Bitcoin-focused platform with Lightning Network integration. Simple interface for buying, sending, and receiving Bitcoin with instant, low-fee payments.
River
Bitcoin-only exchange and custodian with 100%+ proof-of-reserves and zero lending. Conservative, trust-focused model with recurring buys and Lightning support.
Swan Bitcoin
Bitcoin-only platform focused on dollar-cost averaging and long-term accumulation. Offers Bitcoin IRAs, private client services, and automated recurring purchases.
KuCoin
Global exchange supporting 700+ cryptocurrencies. Buy Bitcoin with credit/debit cards, bank transfers, Apple Pay, and Google Pay. Not available in the US or Canada. EU operations restricted due to regulatory actions.
Crypto.com
Global platform offering an exchange, Visa debit card, and earn products. Buy Bitcoin with credit/debit cards, bank transfers, and Apple Pay. Available in 90+ countries.
Bybit
One of the world's largest exchanges by derivatives volume. Buy Bitcoin with bank transfers, credit/debit cards, and P2P trading. Strong presence in Asia and Europe. Not available in the US. Suffered a $1.5B hack in February 2025 but covered all user losses.
CoinMama
Bitcoin broker that enables purchasing with credit or debit cards. Available in most US states and globally.
Bitpanda
Austrian cryptocurrency broker offering Bitcoin purchases with credit cards, debit cards, SEPA, and other payment methods across Europe.
CoinGate
Buy Bitcoin with credit or debit card, mobile balance, or bank transfer. Payouts to bank, PayPal, or crypto wallet.
Remitano
Peer-to-peer escrow service for buying Bitcoin via bank transfer and cash deposit.
SpectroCoin
Lithuanian exchange and wallet offering Bitcoin purchases with credit cards, SEPA transfers, and other methods across Europe.
Coinhouse
French-regulated cryptocurrency platform. Buy Bitcoin with 3D-secure credit or debit cards across Europe.
Bitcoin.de
Peer-to-peer Bitcoin marketplace based in Germany. Deposits via SEPA transfer.
Paymium
One of Europe's oldest Bitcoin exchanges, founded in France in 2011. Buy Bitcoin with SEPA bank transfer.
CoinCorner
Bitcoin exchange and wallet provider based in the Isle of Man (UK), operating in 45+ countries. Supports Lightning Network payments.
OKX
One of the world's largest exchanges, offering spot, derivatives, and DeFi trading. Formerly OKCoin.
bitFlyer
Japan's largest licensed cryptocurrency exchange. Also available in the US and Europe.
Luno
Exchange available in Southeast Asia, Africa, and Europe. Buy Bitcoin via local bank transfer. Formerly BitX.
Unocoin
One of India's largest Bitcoin exchanges. Fund your account via India local bank transfer.
Coins.ph
Leading cryptocurrency platform in the Philippines, offering Bitcoin purchases and remittance services.
CoinHako
Singapore-based cryptocurrency exchange. Buy Bitcoin with local bank transfer.
BTC Markets
Australia's largest cryptocurrency exchange. Buy Bitcoin with POLi and EFT. Low trading fees.
Independent Reserve
Established in 2013, an Australian institutional-grade exchange supporting AUD, USD, and NZD.
Bitso
Latin America's largest cryptocurrency exchange, based in Mexico. Fund your account at 135,000+ locations with cash or via online bank transfer.
FoxBit
One of the largest Bitcoin exchanges in Brazil. Buy Bitcoin with bank transfers and no deposit fees.
Mercado Bitcoin
One of Brazil's largest cryptocurrency exchanges.
在美国购买Bitcoin
美国居民可以使用世界上一些监管最严格的Bitcoin交易所。Coinbase、Kraken和Gemini总部均位于美国，持有州级货币转移许可证。Robinhood提供免佣金的Bitcoin交易以及股票交易。对于纯Bitcoin平台，Strike、River和Swan Bitcoin专注于Bitcoin，提供Lightning Network支持、定期购买和Bitcoin IRA等功能。通过ACH进行银行转账是最常见和最便宜的购买资金方式。
在英国购买Bitcoin
英国买家可以通过FCA注册的交易所购买Bitcoin。Coinbase、Kraken和eToro广泛可用，Faster Payments和银行转账是主要的入金方式。总部位于马恩岛的CoinCorner专注于Bitcoin，支持Lightning Network支付。Strike在英国也可用。
在加拿大购买Bitcoin
加拿大用户可以通过Coinbase、Kraken和Bitstamp等全球可用的交易所购买Bitcoin。Interac e-Transfer是在服务加拿大的平台上常用的入金方式。Crypto.com和eToro也向加拿大居民开放。
在欧洲购买Bitcoin
欧洲居民受益于MiCA法规下强有力的消费者保护。SEPA银行转账是在欧元区为购买提供资金的标准低成本方式。Coinbase、Kraken、Bitstamp和Binance均服务于欧洲市场。总部位于维也纳的Bitpanda是一家受欢迎的欧洲经纪商，还提供股票和金属交易。Paymium和Coinhouse服务于法语市场。
在亚洲购买Bitcoin
亚洲拥有多样化的交易所格局。bitFlyer凭借FSA的监管批准在日本占据主导地位。OKX和Bybit服务于更广泛的亚洲市场。在印度，Unocoin支持本地银行转账。Coins.ph在菲律宾领先，CoinHako在新加坡，Korbit在韩国。Luno在服务东南亚市场的同时也在非洲有业务。
在澳大利亚购买Bitcoin
澳大利亚买家可以使用该国最大的交易所BTC Markets，或Independent Reserve（最近被IG Group收购）。两者都支持通过POLi、PayID和银行转账进行澳元入金。Coinbase、Kraken和Binance等全球交易所也服务于澳大利亚用户。
在拉丁美洲购买Bitcoin
Bitso是拉丁美洲最大的交易所，在墨西哥和阿根廷有强大的业务。它支持在超过135,000个便利店进行现金入金。FoxBit和Mercado Bitcoin为巴西用户提供PIX和本地银行转账支持。Binance和Crypto.com等全球平台也在该地区可用。
在非洲购买Bitcoin
Luno是非洲最成熟的交易所，尤其在南非和尼日利亚。Binance和Crypto.com等全球平台也服务于非洲市场。在交易所访问受限的地区，点对点交易很受欢迎。
常见问题
用信用卡购买Bitcoin安全吗？
请使用成熟的、受监管的交易所。信用卡购买可能被您的发卡机构归类为预借现金，这可能带来不同的费用和利率。在输入支付信息之前，务必验证交易所的声誉。警惕提供异常低费用的不熟悉平台。
为什么信用卡费用更高？
信用卡交易是可撤销的（退款），但Bitcoin交易不可撤销。交易所收取更高的费用以覆盖欺诈风险。银行转账几乎总是更便宜，因为它们对交易所的退款风险较低。
可以用PayPal购买Bitcoin吗？
一些交易所和经纪商接受PayPal作为入金方式，包括某些地区的eToro和Coinbase。PayPal还允许在美国和英国的自有应用中直接购买Bitcoin。但是，通过PayPal自有服务购买的Bitcoin无法转移到外部钱包。要完全控制您的Bitcoin，请使用允许您提现到自己钱包的交易所。
可以购买一部分Bitcoin吗？
可以。Bitcoin可以细分到小数点后八位。最小单位称为聪（satoshi），为0.00000001 BTC。您可以在大多数交易所购买仅几美元的Bitcoin。
应该将Bitcoin存放在交易所吗？
可以在多个交易所购买Bitcoin吗？
可以。一些交易所有每日或每月限额，因此在多个平台分散购买可以帮助您积累更多。每个交易所都需要单独的身份验证。
提供身份证件购买Bitcoin有风险吗？
存在一定风险。在受监管的交易所购买Bitcoin需要信任它们安全处理您的证件。与任何在线服务一样，交易所可能被入侵。使用安全记录良好的交易所，并在注册前考虑每个平台需要哪些个人信息。
购买Bitcoin最隐私的方式是什么？
接受现金的Bitcoin ATM、点对点市场和去中心化交易所（如Bisq）提供最多的隐私保护。受监管的交易所依法必须收集身份信息。
本页列出的交易所仅供参考，不构成推荐。购买Bitcoin涉及风险。请务必自行研究，切勿投入超过您承受能力的资金。